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| Introductory Rate: |
0% APR for 6 Months |
| Time Period: |
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| Rate Applied To: |
Purchases, Balance Transfers |
| Additional Details: |
There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details. |
| Regular APR: |
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| Variable or Fixed: |
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| Annual Fee: |
$0 |
| Annual Fee Details: |
None |
| Application Fee: |
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| Participation Fee: |
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| Reload Fee: |
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| Inactive Fee: |
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| Total First Year Fees: |
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| Type Of Rewards: |
Rebate |
| Be sure to read the card's *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%.
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website. before applying! |
Credit Card Review
The Discover® More® Card - American Flag, issued by Discover, is designed for those with excellent credit who are looking for a cash rewards credit card.
Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories such as travel, home, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and .25% for purchases made at select warehouse clubs and discount stores.
Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.*
As an added bonus, cardholders can earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account remains active within a 36-month period.
Aside from the rewards program, the card also provides several platinum benefits, including up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services.
The Discover® More® Card - American Flag card has no annual fee and features an attractive 0% introductory APR on purchases and balance transfers for 6 months. The APR for this card is reasonable, although it is important to note that only higher qualifying applicants will receive the lowest rate available.
Therefore, those who plan to spend at least $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates), and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® More® Card - American Flag has to offer.
*It is important to note that like many cash rewards cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will be applied only to those purchases made after the cardholder spends over $3,000 in one year; so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award.
This review was updated
Reward Program Information
| Type Of Rewards: |
Rebate |
| Reward Program Optional: |
No |
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Optional programs may have a fee. See *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%.
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website. for details. |
| For Cards with Cash Back Incentives |
| Lowest Possible Rebate: |
.25% |
| Highest Possible Rebate: |
5% |
| Additional Rebates: |
Cardholders earn a 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies, and more. Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners. |
| Rebate Details: |
Earn a 0.25% rebate for up to $1,500 in general spending; 0.5% for over $1,500 up to $3,000; and 1% for over $3,000. Reward is redeemable in $20 increments only. |
| For Cards with Point Incentives |
| Points Per Dollar Spent: |
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| Additional Points: |
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| Point Details: |
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| For Cards with Airline Incentives |
| Miles Per Dollar Spent: |
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| Additional Miles: |
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| Program Details: |
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Rewards Expiration Period:
Annual Limit:
Additional Credit Card Perks
Various Internet account related services.
Up to $500,000 in travel accident insurance.
Auto rental insurance.
No liability for unauthorized transactions.
Fraud and security protection services.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits. Special Notations about the Discover® More® Card - American Flag
*The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%.
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website. Always read the credit card's *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%.
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website. before applying!
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