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| Introductory Rate: |
0% APR for 9 Months* |
| Time Period: |
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| Rate Applied To: |
Purchases |
| Additional Details: |
There is a 0% introductory APR* on purchases for 9 months. See terms and conditions for complete details. |
| Regular APR: |
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| Variable or Fixed: |
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| Annual Fee: |
$0 |
| Annual Fee Details: |
None |
| Application Fee: |
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| Participation Fee: |
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| Reload Fee: |
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| Inactive Fee: |
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| Total First Year Fees: |
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| Type Of Rewards: |
Rebate |
| Be sure to read the card's *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website.
before applying! |
Credit Card Review
The Discover® Student Card - Tropical Beach, issued by Discover, is designed for those with an average or limited credit history who are looking for a cash rewards credit card.
Through the rewards program, students can earn a 5% Cashback Bonus for purchases made in popular categories that change four times a year like travel, gas, restaurants, movies, and more.
In addition, cardholders earn up to 1% for general purchases. Those who spend up to $3,000 on general purchases will earn a .25% Cashback Bonus. After spending $3,000, cardmembers will earn 1% Cashback Bonus.
You can also earn between 5% and 20% Cashback bonus when you shop at over 200 online retailers through ShopDiscover.com, Discover's exclusive online shopping mall!
There is no yearly limit on the amount of rewards that can be earned, and rewards do not expire as long as the account is active within an 18-month period.
Aside from the rewards program, the card also provides standard benefits, including online account management, no liability for unauthorized transactions and discounts on products and services at participating merchants and retailers.
The APR for this card is reasonable and but there is no annual fee and 0% interest that applies to purchases for 9 months.
Therefore, students who plan to spend over $3,000 a year (to earn the 1% cash back), plan to use their Cashback Bonus® rewards at participating retailers (to earn a full 5% cash back and double cash back rewards), and plan to pay in full each month (to avoid costly finance charges) will benefit most from what the Discover® Student Card - Tropical Beach has to offer.
This review was updated
Reward Program Information
| Type Of Rewards: |
Rebate |
| Reward Program Optional: |
No |
| |
Optional programs may have a fee. See *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website.
for details. |
| For Cards with Cash Back Incentives |
| Lowest Possible Rebate: |
.25% |
| Highest Possible Rebate: |
5% |
| Additional Rebates: |
Earn a 5% Cashback Bonus® in popular categories that change four times a year like travel, gas, restaurants, movies, and more. Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners. |
| Rebate Details: |
Earn a 0.25% rebate for up to $1,500 in general spending; 0.5% for over $1,500 up to $3,000; and 1% for over $3,000. Reward is redeemable in $20 increments only. |
| For Cards with Point Incentives |
| Points Per Dollar Spent: |
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| Additional Points: |
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| Point Details: |
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| For Cards with Airline Incentives |
| Miles Per Dollar Spent: |
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| Additional Miles: |
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| Program Details: |
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Rewards Expiration Period:
Annual Limit:
Additional Credit Card Perks
Various card designs to select from.
Various Internet account related services.
No liability for unauthorized transactions.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits. Special Notations about the Discover® Student Card - Tropical Beach
*See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website.
Always read the credit card's *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website.
before applying!
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