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| Introductory Rate: |
0% APR for 9 Months |
| Time Period: |
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| Rate Applied To: |
Purchases |
| Additional Details: |
There is a 0% introductory APR on purchases for 9 months. See terms and conditions for complete details. |
| Regular APR: |
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| Variable or Fixed: |
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| Annual Fee: |
$0 |
| Annual Fee Details: |
None |
| Application Fee: |
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| Participation Fee: |
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| Reload Fee: |
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| Inactive Fee: |
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| Total First Year Fees: |
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| Type Of Rewards: |
Rebate |
| Be sure to read the card's *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website. before applying! |
Credit Card Review
The Discover® Student Card - Monogram Collection, issued by Discover, provides a Cashback Bonus® rewards program as well as a personalized card design that displays the cardholder's initials.
Through the rewards program, students can earn a 5% Cashback Bonus for purchases made in popular categories that change four times a year like travel, gas, restaurants, movies, and more.
In addition, cardholders earn up to 1% for general purchases. Those who spend up to $3,000 on general purchases will earn a .25% Cashback Bonus. After spending $3,000, cardmembers will earn 1% Cashback Bonus.
There is no yearly limit on the amount of cash back that can be earned, and rewards do not expire as long as the account is active within an 18-month period.
Aside from the rewards program, the unique feature of this card is that cardholders can choose from three card designs that will display either their first initial or their first and last initials on the front of the card.
The card also provides standard benefits, including online account management, no liability for unauthorized transactions, and discounts on products and services at participating merchants and retailers.
The APR for this card is reasonable and there is no annual fee and 0% interest on purchases for 9 months.
Therefore, those who plan to spend over $3,000 a year (to earn the 1% cash back), plan to use their Cashback Bonus® rewards at participating retailers (to earn a full 5% cash back and double cash back), and plan to pay in full each month (to avoid costly finance charges) will benefit most from what the Discover® Student Card - Monogram Collection has to offer.
This review was updated
Reward Program Information
| Type Of Rewards: |
Rebate |
| Reward Program Optional: |
No |
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Optional programs may have a fee. See *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website. for details. |
| For Cards with Cash Back Incentives |
| Lowest Possible Rebate: |
.25% |
| Highest Possible Rebate: |
5% |
| Additional Rebates: |
Earn a 5% Cashback Bonus® in popular categories that change four times a year like travel, gas, restaurants, movies, and more. Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners. |
| Rebate Details: |
Automatically earn 1% unlimited Cashback Bonus on purchases after your total annual purchases exceed $3000; purchases that are part of your first $3000 earn .25%. Reward is redeemable in $20 increments only. |
| For Cards with Point Incentives |
| Points Per Dollar Spent: |
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| Additional Points: |
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| Point Details: |
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| For Cards with Airline Incentives |
| Miles Per Dollar Spent: |
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| Additional Miles: |
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| Program Details: |
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Rewards Expiration Period:
Annual Limit:
Additional Credit Card Perks
Various Internet account related services.
Cardholders choose their personalized card design.
No liability for unauthorized transactions.
Fraud and security protection services.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits. Special Notations about the Discover® Student Card - Monogram Collection
*See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website. Always read the credit card's *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website. before applying!
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